Andalusia Community Bank
 
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Member FDIC
NOTICE OF EXPIRATION OF THE TEMPORARY FULL FDIC INSURANCE COVERAGE FOR NONINTEREST-BEARING TRANSACTION ACCOUNTS

By operation of federal law, beginning January 1, 2013, funds deposited in a non-interest bearingtransaction account (including an Interest on Lawyer Trust Account) no longer will receive unlimited deposit insurance coverage by the Federal Deposit Insurance Corporation (FDIC). Beginning January 1, 2013, all of a depositorís accounts at an insured depository institution, including all noninterest-bearing transaction accounts, will be insured by the FDIC up to the standard maximum deposit insurance amount ($250,000), for each deposit insurance ownership category.

For more information about FDIC insurance coverage of non-interest bearing transaction accounts, visit http://www.fdic.gov/deposit/deposits/unlimited/expiration.html.

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NOTICE OF YOUR FINANCIAL PRIVACY RIGHTS

E-mail is not secure, you should not include
confidential information when sending e-mails to the bank.

P.O. Box 769
Andalusia, IL 61232
Phone (309) 798-2800
FAX (309) 798-2852

customerservice@andalusiabank.com
E-mail is not secure, you should not include
confidential information when sending e-mails to the bank.


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About Andalusia Community Bank
Equal Housing Lender - member of FDIC