NOTICE OF EXPIRATION OF THE TEMPORARY FULL FDIC INSURANCE COVERAGE FOR NONINTEREST-BEARING TRANSACTION ACCOUNTS

By operation of federal law, beginning January 1, 2013, funds deposited in a non-interest bearingtransaction account (including an Interest on Lawyer Trust Account) no longer will receive unlimited deposit insurance coverage by the Federal Deposit Insurance Corporation (FDIC). Beginning January 1, 2013, all of a depositor’s accounts at an insured depository institution, including all noninterest-bearing transaction accounts, will be insured by the FDIC up to the standard maximum deposit insurance amount ($250,000), for each deposit insurance ownership category.

For more information about FDIC insurance coverage of non-interest bearing transaction accounts, visit http://www.fdic.gov/deposit/deposits/unlimited/expiration.html.

Bank in Confidence with Confidence NOTICE OF YOUR FINANCIAL PRIVACY RIGHTS E-mail is not secure, you should not include confidential information when sending e-mails to the bank. P.O. Box 769 Andalusia, IL 61232 Phone (309) 798-2800 FAX (309) 798-2852 customerservice@andalusiabank.com E-mail is not secure, you should not include confidential information when sending e-mails to the bank. Home | Accounts and Services | Loan Services Customer Service | Financial Calculator | Savings Bonds About Andalusia Community Bank